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APR = Annual Percentage Rate. This is not a firm offer of credit. You will need to submit a credit application for loan consideration. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Your actual saving will depend on the terms on which you refinance. Not all applicants will qualify for the lowest rate. The rate quoted assumes excellent credit history, 2015 and newer vehicles, loan term of 60 months, up to a 100% LTV (loan to value), an automatic payment method and a Rewards Rate discount.

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