*APR = Annual Percentage Rate. Rates subject to change. Your actual rate may vary and will be determined at the time of approval, based on your credit history and card selected. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history. The variable rate will be between 14.50% and 18.00%. The APR is calculated by adding a margin between 6.00% - 18.00% to the highest Prime Rate as published in the Wall Street Journal “Money Rates” Table. This is not a firm offer of credit. You will need to submit a credit application for loan consideration. All applications are subject to approval. All savings are estimates and your actual savings may vary from the amounts shown. Learn more about Market USA FCU Credit Cards