*APR = Annual Percentage Rate. Your actual rate may vary and will be determined at the time of disbursement, based on your credit history, term, payment method and products/services with the credit union. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history and eligibility for auto pay, e-Statement, and relationship discounts. This is not a firm offer of credit. You will need to submit a credit application for loan consideration. All applications are subject to approval. All savings are estimates and your actual savings may vary from the amounts shown.